14 Apr 2026
4 out of 5 homeowners with a mortgage currently have a rate below 6%.
Read that again. The vast majority of the potential seller pool has a locked-in rate that is dramatically below what they'd be taking on if they moved. For most of them, selling means trading a 3% mortgage for a 6.65% mortgage on their next home — often with a higher price tag on top of it. The financial case for movi...